Features

Loan Origination

Involves various sereis steps which can be automated right from collecting the loan application to funds disbursal. This process is different to each type of product. A mortgate loan origination process is different to a car loan or to payday loan and varies to each country.

  • Via End-user Web portal

    Brand the end-user portal to your business

    Build the dynamic loan application form on your own and customize the application process
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  • Via API Integration to your existing website

    Want to build a custom end-user on your own? No problem, plug-in our secured APIs.

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  • Via Receive bulk loan applications via Lead Provider API

    (eg: compare websites, mortgage broker, pingtree, lead affliates)

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  • Via CRM

    Create a new loan application for a new or existing customers

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  • Via Mobile App

    Stay connected with your customers

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  • Via SMS

    May not supported in all the countries

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  • Decision Engine

    Validate loan application with 1000's of underwriting rules on multile credit reports

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  • Quote Management

    Send contracts/agreements and get them signed electornically

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  • Funds Disbursal

    Option to send the funds directly to borrower's account

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Loan Servicing

Series of steps involved from Funds disbursal until loan closure

  • Loan Calculations

    Create, view and communicate amortization scheules

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  • Interest Tariff

    Fixed Interest, Interest Only loans, No Interest Loans, Rule 78, multiple slabs etc

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  • Credit CAP

    Configure the maximum amount to be charged on Pricipal or by duration

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  • Auto Collections

    Configure the workflows to collect the payment via card, direct debit, ACH or manual collections

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  • Dunning Process

    Configure the collection process in your own way


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  • Loan Closure

    Close the loan with Settlement payment, early payment, cancellation, write off, void

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  • Charges Management

    Create and manage different type of interest and charge types

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  • Workflows

    Automate every process right from origination to loan closure

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  • Task Management

    Assign the jobs automatically to various teams or individual users

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  • Status Management

    Create and manage various statuses in all the stages of application

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  • Flag Management

    Mark a temporary state for an application

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  • Document Management

    Manage documents and versions of the loan

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  • Audit Trial

    Every activity performed by the system, agent or by the customer is logged in detail

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  • EMail Tracking

    Map the incoming and outgoing emails to the customer file

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  • Communication Tools

    SMS, Email, Letter, Call

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  • Team Management

    Create and manage teams and users

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  • Department Specific Comms

    Send communications from different departments

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  • User Management

    Manage the screen level and data level restrictions to user or designation

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  • Customer Management

    Manage the customer information

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  • Debt Recovery Management

    Manage debt recovery process, transfer the file to agents


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  • Credit Bureau Integrations

    Integrations with multiple bureaus to get and validate the reports against configured rules

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  • Payment Provider Integrations

    Validate and take payments via ACH/Cards, Direct Debit or manual

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  • Template Management

    Enhance your communication using wysiwyg editor to build templates

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  • Broker Management

    Create and manage unlimited lead providers to increase lead generation

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  • End-User Portal Servicing

    Borrower portal for managing existing loan, My Account, marketing preferences, upload documents etc

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  • Application Form Builder

    Configure different application forms for different product and control the applicaition process in your own way

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  • Loan Tracking

    Easily track via ref or by customer details or by statuses


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Peer-Peer Lending

Lend and Borrow money

  • Investor Portal

    Investor registration, portfolio, re-investments, issuing contracts, deposit, invest and withdraw funds

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  • Investor Allocation

    Define the automatic allocation rules at loan product level


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  • Investor Management

    Manage the investor portfolios, invest, deposit, send comms, payout interest, investor products etc

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Reporting

Information at your fingertips

  • Dashboards

    Business Today, Customer Dashboard, Investor Dasboards etc

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  • Tabular Reports

    Share, Export, and build new reports

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  • Chart Based

    Bar charts, pie based, single and multiple charts etc

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